Transform Your SMB Lending Decisions with AI-Powered Comprehensive Credit Analysis
Combine business credit evaluation with personal guarantor assessment and a full spectrum of available business data, including company financials, bank statements, legal filings, and more, to give lenders a complete risk picture in a single, actionable report.
Comprehensive Risk Assessment with Dual Analysis
Actionable Recommendations on Credit Limits, Terms and More
Integration of Broader Data Sources for a Fuller Risk Picture
Clear Documentation and Legal Considerations
What Makes Our Blended Reports Different?
Our AI-powered platform analyzes both business creditworthiness and personal guarantor strength simultaneously, delivering:
Comprehensive Risk Assessment
From "High Risk" to "Low Risk" with clear explanations.
Dual Analysis
Business credit metrics paired with personal guarantee evaluation.
Actionable Recommendations
Specific credit limits, terms, and monitoring requirements.
Risk Mitigation Insights
How personal guarantees offset business credit concerns.
Clear Documentation
Required documents and legal considerations outlined.
Simple Process, Powerful Results
Submit
- Business name and address
- Guarantor information (name, address, SSN, DOB)
- Bank statements
- Financial statements
- Other relevant documents, including legal filings or additional borrower-provided data
Receive
- Executive summary with overall risk rating
- Detailed business credit analysis
- Personal guarantor strength assessment
- Recommended credit structure and terms
- Monitoring and compliance guidelines
- Collection strategies
Why Choose Underwrite.ai?
Start Making Smarter Lending Decisions Today
For over ten years, we've helped businesses maximize their profit through automation and artificial intelligence. Our nonlinear, dynamic approach to credit risk modeling improves predictive outcomes and radically outperforms traditional approaches.