Unlock Smarter Lending: Get Your Free AI Credit Model
As a credit union professional, you know the challenge: traditional credit models often miss the full picture, leading you to decline good borrowers or take on unnecessary risk.
We've built a smarter solution for credit unions like yours.
Our model allows banking institutions of all sizes to harness the power of AI for credit modeling without upfront costs and time investment.
Approve More Loans
Our model offers 12% better predictive accuracy than traditional models, helping you identify creditworthy borrowers often overlooked by standard scoring.
Reduce Risk
Gain a clearer, more comprehensive view of risk, enabling you to make more informed decisions and protect your credit union's assets.
Customized for You
We'll tailor our model to your specific loan types—auto, credit card, personal, and more—using your historical data for optimal performance.
Cost Effective
At just $2 per application, our model offers significant value without the burden of upfront fees or monthly minimums
Full Transparency & Compliance
Unlike "black-box" AI, our model is fully explainable and built to meet all regulatory standards, including FCRA and GDPR. Every score can be justified and understood.
More Inclusive Lending
Discover younger borrowers, those building credit, and others who may appear risky on paper but are, in fact, reliable.
Ready to see the difference?
We’re positive you’ll find Underwrite.ai pays for itself by reducing your loss rate and increasing net profit. That's why we're offering a free custom credit model and a 30-day trial to interested credit union professionals.
It’s easy to get started
Here is how we work with you to get started:
Reach out for more information
Have questions? Want a personalized walk-through? Our team is ready to provide all the details you need.
Send us your data
Simply provide your loan tape and application tape. Our secure process makes it easy and confidential.
Get your free custom model
We'll build a custom AI model tailored to your credit union's unique data and lending practices, at no cost to you.
Start your 30-day free trial
Experience the power of Underwrite.AI firsthand with a full month to see the impact on your lending decisions.