Coming soon

The Lending Evaluation Platform

One request in, one decision-ready credit evaluation out. Submit a loan and an applicant, and the platform runs a fraud and identity screen, a soft credit pull through CRS on Equifax data, Underwrite's risk evaluation, and borrower-permissioned cash-flow analysis — returning a risk tier, a recommended APR inside your pricing band, and the principal factors behind it. Declines come with an Equifax-tied adverse action notice drafted for you.

Priced per request. $5 per evaluation; optional fraud screen and cash-flow add-ons bring the full stack to $10. No setup fees, no monthly minimums, no models to build.

For licensed lending institutions only. The platform is not available to individuals or consumers, and every evaluation requires an applicant who has applied for credit with your institution and consented to a soft credit inquiry.

You're on the list. We'll be in touch as the platform opens to lenders.
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1 · Fraud & identity screen
Runs first, so a bad actor never triggers a paid credit pull.
2 · Credit pull & risk evaluation
Soft inquiry through CRS on Equifax data, scored by Underwrite's risk model. Data arrives as ranges, never the raw report.
3 · Permissioned cash flow
Borrower-consented bank data: income stability, obligations and residual capacity.
→ The credit evaluation
Risk tier, recommended APR inside your band, principal factors, and a ready adverse action notice on declines.